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Plan Overview

The Legal Resources Legal Plan covers the attorney fees for a broad range of the most often needed legal services. The plan covers you, your spouse, and qualifying dependent children.  There are no annual usage limitations, co-pays, or deductibles for the fully covered services. The plan also provides less commonly needed services at a 25% discount on attorney fees. Coverage may vary by employer group. Our most common legal plan offers legal services in the following coverage areas:

General Advice and Consultation

  • Unlimited in-person or telephone advice and consultation for covered services

Preparation and Review of Routine Legal Documents

  • Unlimited preparation and review of routine legal documents, including but not limited to, powers of attorney, bills of sale and affidavits

Family Law

  • Domestic adoption, uncontested
  • Divorce, uncontested
  • Name change, uncontested

Elder Law Matters

  • Estate advice (limitations apply)
  • Power of attorney for the member's parents

Identity Theft Assistance

  • Prevention services
  • Education services

Wills and Estate Matters

  • Will preparation and periodic updates
  • Advanced medical directive
  • Financial powers of attorney
  • Contingent trust for minor children

Criminal Matters

  • Defense of misdemeanor
  • Misdemeanor defense of juveniles (including first offense involving alcohol and drugs)

Real Estate Matters

  • Purchase, sale and refinance of primary residence
  • Deed preparation
  • Tenant-landlord matters
  • Landlord-tenant matters (includes hour of advice, preparation of late notice and advice on filing of suit of landlord)

Traffic Violations

  • Traffic infractions and misdemeanors
  • Speeding
  • Reckless driving
  • Driving under the influence (first offense)

Civil Actions

  • Representation as defendant
  • Representation as plaintiff
  • Insurance matters
  • Initial administrative hearing (local government commission on board)

Consumer Relations and Credit Protection

  • Warranty dispute
  • Advice, consultation and representation on billing disputes and collection agency harassment.
  • The Legal Resources Plan provides a 25% discount on pre-existing legal matters and any legal need not fully covered or listed above, as well as out of network coverage.

Expanded Coverage

  • Additional Covered Services are provided at a 25% discount under the Expanded Coverage Benefit. ┬áThis includes pre-existing legal matters, out-of-network coverage and any legal need not fully covered or listed under exclusions.
  • Examples include, but are not limited to, Bankruptcy, Circuit Court Matters, Contested Family Law, Felony Criminal Law, HOA Disputes, Immigration, Intellectual Property Law, Small Business Matters and Tax Law.

Members are responsible for all non-attorney costs such as filing fees, court costs, fines etc.

This summary of coverage is intended to provide a broad and general overview of covered services. Coverage may vary for your organization. Members, please log in or refer to your Master Plan Contract for a complete description of services provided, as well as the actual terms, coverage, conditions and exclusions.